It was also brought to my attention today about a law that is not too old. It's called the Service-Member's Civil Relief Act. For a service-member being deployed, it lets all of the debts held by us to be lowered to a maximum of 6% interest rate. So, if someone is getting gouged on his/her credit card at 12 or 22%, the rate will be brought down to 6%. This law applies to ANY debt that existed prior to active duty...from mortgages to credit cards to auto loans. For me personally, only one loan needed to be addressed. After a quick call to USAA (insurance/finance company for the military and veterans), I found out that they do 4% AND extend it a year past the deployment. Great news! I also found out that the credit bureaus offer an Active Duty Fraud Alert. It prevents someone using our credit without our approval while gone. One visit to one of their websites and it was done.
The mid to late afternoon resembled that of a lazy vegetable. Boredom set in and I think I may have even fell asleep in my room. One thing certainly never changes with me: I'm a loner. I prefer to be alone with my own thoughts and even if my family is a 100, 1000, or 10,000 miles away, they are all I need. They are in my thoughts and prayers and that is perfect...for me. I sure do have friends, some I consider to be my very best friends. Their number is few but I highly value them. I will also gain new friends along this journey which I hope will last a lifetime. Still, though, I'm one and one alone and that's OK. After a quick dinner post-nap, I wandered around the base just enjoying the coming sunset and light breeze. A few calls home to Kansas and a few miles later, I called it a night. Tomorrow brings a psychological review along with final looks at medical/dental records and my audiogram to check my hearing. "Country Strong" is playing at the base theater tomorrow night for free so that's my plan.
In closing, thank you again for the support so many of you have shown my family. Today, two of the Tin Man's friends offered to take her to the Father/Daughter Dance this Friday along with their dads. The one who she is going with even suggested she wear a yellow ribbon around her waist. Not knowing what that meant, her grandma told her. Hearing her tell me this left me speechless... Not sure why, but my heart sunk. I feel so grateful for those who have wrapped us up in their arms and provided a hedge of protection. I have to say, it brings me peace so thank you.
Goodnight.

Well said, Jerod!
ReplyDeleteBank of America did the same deal on our 2nd (4% a year past return). Yes DR, we took out a second and am now paying off our stupid tax. Hopefully we can make the last payment before the interest rate reverts back.
ReplyDeleteI'm surprised at how little medical you've had to do; I think my file is in as good of shape as yours so looking forward to having a low key visit to the YBR as I follow you in a couple of weeks. -Fellow Munchkin
Praying for you all...Be strong in the Lord and in His mighty power, put on the full armor of God so you can take your stand against the devil's schemes. Love you all
ReplyDeleteThanks to you all for your support. I can feel it...and appreciate it.
ReplyDelete